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Why Workforce Optimization Empowers UK Success in 2026

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JPMorgan Chase Bank, N.A. Member FDIC. Deposits held in non-U.S. branches are not FDIC guaranteed. Non-deposit items are not FDIC insured. JPMorgan Chase Bank, N.A. is arranged under the laws of U.S.A. with limited liability. For informative purposes only, these materials may refer to or introduce third celebration company ("Vendors"), and their services and products.

JPMC neither makes any representations or service warranties, express or indicated, with respect to any such Supplier, their services and products, nor ensures the capability, dependability, viability or fitness for any specific function of any of the foregoing. Upon your request, JPMC might schedule an introduction between you and the Vendors.

You should make your own independent evaluation and assessment of the Vendors before making any decision to engage them, and you acknowledge and agree that you will do so individually of JPMC. Investments or methods gone over herein might not be suitable for everyone. Neither JPMC nor any of its directors, officers, workers or representatives shall sustain any duty or liability whatsoever to you or any other celebration with respect to the contents of any matters referred herein, or discussed as a result of, these products.

For details on JPMC legal entities see: For details on JPMC's policies on information privacy see: 2026 JPMorgan Chase & Co. Deposits with JPMorgan Chase Bank, N.A., Toronto Branch, are not insured by the Canada Deposit Insurance Corporation.

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Morgan Bank International" (LLC) is controlled by the Central Bank of Russia. JPMorgan Chase Bank, N.A., Johannesburg Branch is an Authorized Financial Services Provider (FSP No. 7795) JPMorgan Chase Bank, N.A. at its London Branch is a bank licensed and based on supervision and policy by the Office of the Comptroller of the Currency, and is also supervised and controlled with regard to certain matters by the Board of Governors of the Federal Reserve System, each in the jurisdiction of the United States of America.

Subject to policy by the Financial Conduct Authority and limited policy by the Prudential Regulation Authority. Information about the level of our regulation by the Prudential Guideline Authority are available from us on request. (Firm Referral Number: 124491). J.P. Morgan SE is licensed as a credit institution by the Federal Financial Supervisory Authority (Bundesanstaltfr Finanzdienstleistungsaufsicht, BaFin) and jointly supervised by the BaFin, the German Central Bank (Deutsche Bundesbank) and the European Central Bank (ECB). For additional information on J.P.

. The details herein is not an offer to offer any monetary product as a deposit. Notwithstanding that JPMorgan Chase Bank, N.A., Hong Kong branch ("JPMCB Hong Kong") belongs to the Deposit Protection Plan ("Scheme") as recommended by the Deposit Security Plan Ordinance (Cap. 581) of Hong Kong ("DPSO"), an account or deposit will only be secured by the Scheme, up to a limitation of HK$ 800,000 per depositor, if it is a "safeguarded deposit" (as specified in the DPSO) accepted JPMCB Hong Kong.

Deposits positioned with JPMorgan Chase Bank, N.A., Singapore Branch: Singapore dollar deposits of non-bank depositors are guaranteed by the Singapore Deposit Insurance Coverage Corporation, for as much as S$ 100,000 in aggregate per depositor per Scheme member by law. Foreign currency deposits, dual currency financial investments, structured deposits and other investment items are not guaranteed.

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Each of the following J.P. Morgan entities are controlled by the pertinent overseas regulator under the laws of that overseas jurisdiction (as specified below), which differ from Australian laws, and are exempt from the obligation to hold an AFSL under the Corporations Act 2001 of Australia ("Act") to provide financial services to Australian wholesale customers.

Morgan Securities (Asia Pacific) Limited is regulated by the Hong Kong Securities and Futures Commission under the laws of Hong Kong; J.P. Morgan Securities LLC is managed by the U.S. Securities and Exchange Commission, the Financial Market Regulatory Authority, and the U.S. Commodity Futures Trading Commission under the laws of the United States of America; J.P.

Morgan Securities Asia Private Limited and J.P.Morgan Securities Singapore Private Limited are managed by the Monetary Authority of Singapore under the laws of Singapore; J.P. Morgan SE is regulated by BaFin under the laws of Germany. Each of these entities understands that you are a wholesale customer within the meaning of section 761G of the Act ("Wholesale Customer") and might only offer you with financial services while you remain a Wholesale Customer.

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Chase, J.P. Morgan, JPMorgan, and JPMorgan Chase are marketing names for certain services of JPMorgan Chase & Co. This discussion was prepared exclusively for the internal use of the J.P. Morgan customer or possibility ("Client") to whom it is attended to in order to help the Customer in examining, on a preliminary basis, particular products or services that might be provided by J.P. Morgan. In preparing this presentation, J.P. Morgan has relied upon and assumed, without independent confirmation, the precision and efficiency of all information readily available from public sources.

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